Saldo – Your Expert Accounting Partner in Dubai
A Deep, Practical Review of Your Finances — With Actionable Insights
We check how your financial data is structured and whether it supports smart reporting.
We verify if your business meets UAE regulatory requirements and where risks exist.
We analyze income vs. expenses and assess your runway, margins, and liquidity position.
We review your supporting documents to ensure audit-readiness and tax defensibility.
We assess whether your tools are helping or hurting — and recommend fixes or upgrades.
We look at how transactions are handled and identify inefficiencies or risks.
We deliver a clear, jargon-free report with findings, scores, and step-by-step next actions.
We walk you through the report, answer questions, and prioritize what to fix first.
Know exactly what’s working, what’s broken, and where money may be leaking.
Find and fix weak spots before tax authorities or investors do.
With clean data and clear insight, your decisions become faster and more confident
We catch hidden risks — and uncover savings you may be missing. In just a few days, get answers that could save you thousands — and shape your next stage of growth.
New Clients Get 15% Off Annual Plans
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Why Saldo?
We support businesses in their most complex financial moments — and we’ve been doing it successfully for over a decade.
Julia Zakharova, CEO
Founded in 2016, Saldo was built to bring together the best minds in accounting and financial compliance. We’re a boutique firm with big expertise — a team of sharp accountants and experienced managers who care deeply about doing things right, on time, and with style.
Our approach is personal, precise, and practical. Whether you’re launching a startup or managing a mature business, we tailor our support to your goals — with no shortcuts, no errors, and no missed deadlines. And yes, we do it all from our beautiful office in the heart of Dubai.
Amazing service. They helped me with my company opening, updating my trade license, getting visas and much much more. Accounting services are also provided by SNM and Im absolutely satisfied. Should mentioned that Im not the best client - not really well organized and a lot of my requests are very spontaneous. Already recommended SNM to my friends and colleagues.Thanks to Yuliya and Jamilya!
Founder of an E-commerce Business in Dubai
Excellent accounting service! I used the company's services to open our own enterprise, and were pleasantly surprised by the professionalism and efficiency. Accountants not only helped me with all the necessary paperwork, but also continue to support m company in our business activities. They are always in touch, ready to help and answer all questions. I recommend this company to everyone who values quality and reliability in accounting.
Founder of a Real Estate Business in Dubai
One of the leading business consulting firms. Work with clients to help them make better decisions, convert those decisions to actions, and deliver the sustainable success they desire. Yulia have been always very passionate about achieving better results for clients—results that go beyond financial and are uniquely tailored, pragmatic, holistic, and enduring.
Founder of a Crypto Business in Dubai
Can you handle multiple currencies and international transactions?
Can you help with historical accounting records?
Do you provide CFO advisory services?
Do you provide tax planning services?
How do you ensure data security and confidentiality?
How often will I receive financial reports?
What accounting software do you use?
What is the minimum contract period for your services?
Yes, we have extensive experience in multi-currency accounting and international business transactions, ensuring accurate conversion and reporting.
Yes, we provide historical accounting reconstruction services, organizing and updating past records to ensure compliance and accuracy.
Yes, we offer virtual CFO services including financial strategy, business planning, and executive-level financial guidance.
Yes, we offer comprehensive tax planning services including VAT, corporate tax, and international tax considerations to optimize your tax position.
We employ bank-grade encryption, secure cloud storage, and strict access controls. All staff sign confidentiality agreements, and we follow international data protection standards.
Standard service includes monthly financial statements and management reports. We can provide additional reports or custom reporting frequencies based on your requirements.
We work with leading platforms including QuickBooks, Xero, and Zoho Books, choosing the most suitable solution for your business needs and budget.
Our standard agreements are for 12 months, but we offer flexible terms including monthly servicing for specific projects or seasonal businesses.
Have questions or ready to simplify your accounting?
Reach out to our team for a free consultation — no strings attached.