Saldo – Your Expert Accounting Partner in Dubai
Get Strategic Financial Leadership — Without Hiring a Full-Time CFO
Starting from 500 AED/Hour
Our CFO Advisory service gives you expert financial insights, growth strategies, and investor-ready reporting — tailored to your business stage and goals.
What’s Included
High-Level Financial Guidance — On Demand and On Your Terms
📝 Financial Health Assessment
We evaluate your current numbers, risks, and opportunities with a clear, strategic lens.
📤 Cash Flow Forecasting
We build forward-looking models to help you manage liquidity and plan for expansion.
📊 Budgeting & Cost Control
We set realistic budgets and implement systems that track performance and optimize spending.
🔍 Investor-Ready Reporting & Decks
We prepare P&L summaries, forecasts, and dashboards for banks, investors, or internal use.
🧾KPI Tracking and Business Dashboards
We define, track, and visualize the metrics that matter most to your success.
✏️ Scenario Planning & Financial Modeling
We simulate best/worst-case outcomes to support your business decisions with clarity and data.
🛡️ Board & Stakeholder Reporting
We help present your financials professionally, backed by structure, confidence, and insight.
🧩 Ongoing Strategic Support
We act as your financial co-pilot — helping guide critical decisions on pricing, growth, and funding.
Business Benefits
Executive-Level Expertise, Fraction of the Cost
Access experienced CFO thinking without the full-time salary.
Make Data-Driven Business Decisions
We turn numbers into strategy — with clear, actionable recommendations.
Impress Investors and Lenders
Professional reporting and financial narratives that build trust and credibility.
Gain Control Over Cash and Costs. Grow with Confidence and Clarity
You’ll know exactly where your money goes — and how to make it work harder. We help you plan for expansion, raise capital, and avoid financial blind spots.
New Clients Get 15% Off Annual Plans
Sign up today and enjoy expert accounting services at a better price
15%
Why Saldo?
We support businesses in their most complex financial moments — and we’ve been doing it successfully for over a decade.
Julia Zakharova, CEO
Founded in 2016, Saldo was built to bring together the best minds in accounting and financial compliance. We’re a boutique firm with big expertise — a team of sharp accountants and experienced managers who care deeply about doing things right, on time, and with style.
Our approach is personal, precise, and practical. Whether you’re launching a startup or managing a mature business, we tailor our support to your goals — with no shortcuts, no errors, and no missed deadlines. And yes, we do it all from our beautiful office in the heart of Dubai.
Testimonials
Amazing service. They helped me with my company opening, updating my trade license, getting visas and much much more. Accounting services are also provided by SNM and Im absolutely satisfied. Should mentioned that Im not the best client - not really well organized and a lot of my requests are very spontaneous. Already recommended SNM to my friends and colleagues.Thanks to Yuliya and Jamilya!
Yuliya Mineeva
Founder of an E-commerce Business in Dubai
Excellent accounting service! I used the company's services to open our own enterprise, and were pleasantly surprised by the professionalism and efficiency. Accountants not only helped me with all the necessary paperwork, but also continue to support m company in our business activities. They are always in touch, ready to help and answer all questions. I recommend this company to everyone who values quality and reliability in accounting.
Olga Sharandina
Founder of a Real Estate Business in Dubai
One of the leading business consulting firms. Work with clients to help them make better decisions, convert those decisions to actions, and deliver the sustainable success they desire. Yulia have been always very passionate about achieving better results for clients—results that go beyond financial and are uniquely tailored, pragmatic, holistic, and enduring.
Fernando Carrasco
Founder of a Crypto Business in Dubai
Frequently Asked Question
Can you handle multiple currencies and international transactions?
Can you help with historical accounting records?
Do you provide CFO advisory services?
Do you provide tax planning services?
How do you ensure data security and confidentiality?
How often will I receive financial reports?
What accounting software do you use?
What is the minimum contract period for your services?
Can you handle multiple currencies and international transactions?
Yes, we have extensive experience in multi-currency accounting and international business transactions, ensuring accurate conversion and reporting.
Can you help with historical accounting records?
Yes, we provide historical accounting reconstruction services, organizing and updating past records to ensure compliance and accuracy.
Do you provide CFO advisory services?
Yes, we offer virtual CFO services including financial strategy, business planning, and executive-level financial guidance.
Do you provide tax planning services?
Yes, we offer comprehensive tax planning services including VAT, corporate tax, and international tax considerations to optimize your tax position.
How do you ensure data security and confidentiality?
We employ bank-grade encryption, secure cloud storage, and strict access controls. All staff sign confidentiality agreements, and we follow international data protection standards.
How often will I receive financial reports?
Standard service includes monthly financial statements and management reports. We can provide additional reports or custom reporting frequencies based on your requirements.
What accounting software do you use?
We work with leading platforms including QuickBooks, Xero, and Zoho Books, choosing the most suitable solution for your business needs and budget.
What is the minimum contract period for your services?
Our standard agreements are for 12 months, but we offer flexible terms including monthly servicing for specific projects or seasonal businesses.
📬 Let’s Talk Numbers
Have questions or ready to simplify your accounting?
Reach out to our team for a free consultation — no strings attached.